Paycheck calculator: your real take-home pay, in every state
Enter your salary, pick your state and pay frequency, and see exactly what lands in your bank account after federal tax, Social Security, Medicare, and state tax. Free, instant, no signup — for all 50 states.
| Gross pay | $75,000 |
| Federal income tax | −$8,114 |
| Social Security (6.2%) | −$4,650 |
| Medicare (1.45%) | −$1,088 |
| State tax (California) | −$4,500 |
| Take-home pay | $56,649 |
| Effective tax rate | 24.5% |
Graduated 1%–13.3%; effective ~6% at typical incomes.
Estimate using 2025 federal + FICA tables and a simplified state rate (verified 2026-06-19). Excludes 401(k)/HSA, local taxes, and credits. Not tax advice — see how this is calculated.
Find your state
Each state page pre-loads its tax rate, minimum wage, and a state-specific breakdown.
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Common questions
How is take-home pay calculated?
Take-home pay is your gross salary minus federal income tax, Social Security (6.2% up to the wage base), Medicare (1.45%), and any state income tax. StateWage applies the current federal brackets and standard deduction for your filing status, then your state’s income-tax rate, and divides by your pay frequency.
Which states have no income tax?
Nine states have no tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. In those states your only payroll taxes are federal income tax and FICA.
Is this calculator accurate for my paycheck?
It is a close estimate, not an exact paystub. It uses standard federal and FICA figures and a simplified state rate, but it does not include pre-tax deductions like 401(k) or HSA, local/city taxes, or tax credits. Your actual paycheck will differ — verify with your employer or a payroll professional.
Does the calculator handle different pay frequencies?
Yes. Choose weekly, bi-weekly, semi-monthly, monthly, or annual and the take-home figure updates to show pay per that period, alongside your annual total.