Illinois paycheck calculator
Illinois's 4.95% income tax leaves a $75,000 salary about $57,880 a year in take-home, after 2026 federal and FICA taxes.
Illinois tax & wage facts
State income tax
Minimum wage
Take-home on $75k
Median household income
Flat 4.95% state income tax.
Illinois wage law in 2026, $15.00 statewide, $17.05 in Chicago
Checked against Illinois agency and statute sources on 26 October 2026. Sources are listed at the end of this section.
| Minimum wage | $15.00 an hour since 1 January 2025, unchanged for 2026. Workers under 18 working under 650 hours a year: $13.00. |
|---|---|
| Tipped employees | $9.00 cash wage. |
| Chicago | $17.05 from 1 July 2026 for employers with 4 or more employees; tipped $12.96. Chicago raises its rate every 1 July. |
| Overtime | 1.5 times the regular rate after 40 hours a week; no daily overtime. |
| Payday rule | At least semi-monthly, within 13 days after the pay period ends; executive, administrative and professional staff may be paid monthly (820 ILCS 115/3). |
| Final paycheck | At separation if possible, and no later than the next regular payday, including earned bonuses, vacation pay and commissions (820 ILCS 115/5). |
| State income tax | Flat 4.95%. The 2026 withholding allowance is $2,925 per basic allowance (IL-700-T). |
| Paid leave | 1 hour per 40 hours worked, up to 40 hours a year, usable for any reason (Paid Leave for All Workers Act). |
Illinois reached its $15.00 statewide minimum on 1 January 2025, the last step of the 2019 law, and the rate did not change for 2026. Chicago runs its own, higher schedule: $17.05 an hour since 1 July 2026 for employers with four or more workers, rising every July. Teenagers who work fewer than 650 hours a year may be paid $13.00 under state law.
Since 2024 nearly every Illinois worker earns paid leave that can be used for any reason: one hour for every 40 hours worked, up to 40 hours a year. On the payroll side, the Wage Payment and Collection Act requires semi-monthly pay within 13 days of the end of the period, and treats earned vacation as wages that must be paid out when a job ends.
Worked paycheck for full time at the Illinois minimum wage
At $15.00 an hour a full-time year is $31,200. Paid semimonthly, each check covers about 86.67 hours.
| Gross pay, semimonthly ($15.00 × 86.67 hours) | $1,300.00 |
| Federal income tax (2026 brackets, standard deduction) | −$65.17 |
| Social Security (6.2%) and Medicare (1.45%) | −$99.45 |
| Illinois income tax, calculator estimate | −$64.35 |
| Take-home per paycheck | $1,071.03 |
| Take-home per year ($31,200 gross) | $25,705 |
The calculator applies 4.95% to all wages, $64.35 a check. Illinois withholding first subtracts the $2,925 allowance claimed on Form IL-W-4, so with one allowance the state tax is about $1,400 a year, or $58.32 a check. Chicago workers at $17.05 an hour would gross about $35,464 for the same hours.
Sources
Common questions about Illinois pay
Does Illinois have a state income tax?
Yes. Flat 4.95% state income tax. On a $75,000 salary that is about $3,713/year in Illinois state income tax in this estimate.
What is the take-home pay on $75,000 in Illinois?
About $57,880/year ($2,226 per bi-weekly paycheck) for a single filer, after roughly $7,670 federal tax, $5,738 FICA, and $3,713 Illinois state tax. Adjust the calculator for your salary and filing status.
What is the minimum wage in Illinois?
The Illinois minimum wage is $15.00 per hour. At full time (about 2,080 hours a year) that is roughly $31,200 gross per year.
Illinois payroll quirks to know
Things the calculator above does not capture, drawn from state revenue departments and official sources.
- Illinois has no federal-style standard deduction; instead it offers a personal exemption ($2,425 per filer in 2025, indexed).
- Illinois taxes 401(k) and retirement distributions the same as wages (no retirement-income exemption except for seniors aged 55+ with limited exclusions).
- Illinois constitution locks the flat-rate structure; changing it would require a constitutional amendment.
- Property taxes in Illinois are among the highest in the US, but do not directly affect paycheck take-home.
Other states
Compare your take-home pay in another state.