Federal tax bracket calculator
Enter your salary and filing status to see your bracket, the marginal rate on your last dollar, and the effective rate on the whole salary.
Common questions
What is the difference between marginal and effective tax rate?
Your marginal rate is the rate on your LAST dollar, meaning the bracket your top slice of income falls in. Your effective rate is total tax divided by total income. It is always lower, because only the income inside each bracket is taxed at that bracket's rate.
Does a raise push my whole salary into a higher bracket?
No. Moving into a higher bracket only changes the rate on the dollars above the bracket line. A raise can never make your take-home pay smaller by pushing you into a higher bracket.
Do these numbers include Social Security and Medicare?
No. This page computes federal income tax only. FICA (6.2% Social Security up to the wage base, 1.45% Medicare) is separate and applies on top. The paycheck calculator includes it.
From bracket to paycheck
Brackets are an annual picture. On an actual paycheck, the withholding algorithm spreads that annual tax across periods, and Social Security and Medicare come out first. The overtime calculator shows the gross side of extra hours. The pay raise calculator runs a raise through the full paycheck engine, before and after tax, in your state.