Massachusetts paycheck calculator
Massachusetts's 5% income tax leaves a $75,000 salary about $57,843 a year in take-home, after 2026 federal and FICA taxes.
Massachusetts tax & wage facts
State income tax
Minimum wage
Take-home on $75k
Flat 5.0% (+4% surtax over $1M, not modeled).
Massachusetts wage law in 2026, $15.00, weekly pay and PFML
Checked against Massachusetts agency and statute sources on 26 October 2026. Sources are listed at the end of this section.
| Minimum wage | $15.00 an hour since 1 January 2023; the state says no further increases are planned. Most agricultural workers: $8.00. |
|---|---|
| Tipped employees | Service rate of $6.75 an hour. |
| Overtime | At least 1.5 times the regular rate after 40 hours a week; for service-rate staff, 1.5 times the full minimum wage. Sunday and holiday premium pay in retail ended on 1 January 2023. |
| Payday rule | Hourly workers weekly or bi-weekly; pay due within 6 or 7 days of the end of the period depending on days worked. |
| Final paycheck | Fired or laid off: in full on the last day of work. Quit: by the next regular payday. |
| State income tax | Flat 5.00%, plus a 4% surtax on 2026 taxable income over $1,107,750. Personal exemption $4,400 for a single filer. |
| PFML deduction | Employers with 25 or more covered workers may withhold up to 0.46% of eligible wages from the employee for Paid Family and Medical Leave. |
Massachusetts reached $15.00 an hour in 2023 and, unlike most states at that level, has no automatic indexing: the state’s own guidance says no further increases are planned, so a change would take a new law or a ballot question. Tipped employees may be paid a service rate of $6.75, but their overtime is figured on the full $15.00, not on the service rate.
The state is strict about timing. Hourly employees must be paid weekly or every other week, within six or seven days of the end of the pay period, and an employee who is fired or laid off must be paid in full on the last day of work, not on the next payday. Retail’s Sunday and holiday premium pay, a remnant of the blue laws, was phased out at the start of 2023.
Massachusetts taxes wages at a flat 5.00% after a personal exemption, and since 2023 adds a 4% surtax on income above about $1.1 million. Paychecks also carry the employee share of the Paid Family and Medical Leave contribution.
Worked paycheck for full time at the Massachusetts minimum wage
At $15.00 an hour a full-time year is $31,200. Paid weekly, each check covers 40 hours.
| Gross pay, weekly ($15.00 × 40 hours) | $600.00 |
| Federal income tax (2026 brackets, standard deduction) | −$30.08 |
| Social Security (6.2%) and Medicare (1.45%) | −$45.90 |
| Massachusetts income tax, calculator estimate | −$30.00 |
| Take-home per paycheck | $494.02 |
| Take-home per year ($31,200 gross) | $25,689 |
The calculator applies 5% to all wages, $30.00 a week. Subtracting the $4,400 personal exemption first, the state tax is about $1,340 a year, or $25.77 a week. The PFML share is not in the table: at the full 0.46% an employer may withhold, about $143.52 a year, $2.76 a week.
Sources
Common questions about Massachusetts pay
Does Massachusetts have a state income tax?
Yes. Flat 5.0% (+4% surtax over $1M, not modeled). On a $75,000 salary that is about $3,750/year in Massachusetts state income tax in this estimate.
What is the take-home pay on $75,000 in Massachusetts?
About $57,843/year ($2,225 per bi-weekly paycheck) for a single filer, after roughly $7,670 federal tax, $5,738 FICA, and $3,750 Massachusetts state tax. Adjust the calculator for your salary and filing status.
What is the minimum wage in Massachusetts?
The Massachusetts minimum wage is $15.00 per hour. At full time (about 2,080 hours a year) that is roughly $31,200 gross per year.
Other states
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