A better paycheck can still leave a gap.
Compare take-home pay after work costs. Then put your final paycheck, first new deposit and bills on a dated plan before you decide.
We no longer sell the $29 kit. The cash-gap example below stays free.
Fictional example
Move the first paycheck.
You start October with $1,000, receive $800 from your old job, then pay $500 in switching costs, $1,200 rent and a $400 bill. Your first new deposit is $2,250.
The lowest balance is −$300 on October 12.
With a $200 minimum buffer, this plan needs $500 more starting cash.
Try October 10. The end-of-month total stays the same, but the earlier deposit changes the lowest balance. Bills are counted before deposits on the same date.
See the example's dated entries
| Date in October | Entry | Amount |
|---|---|---|
| 2 | Final old-job deposit | +$800 |
| 3 | Switching costs | −$500 |
| 5 | Rent | −$1,200 |
| 12 | Bill | −$400 |
| 16 | First new deposit | +$2,250 |
This free example is a cash calculation. The kit, which is no longer sold, added separate job scenarios, editable events, pay-date generation, saved records and a report you can print. It doesn't calculate taxes or confirm your employer's pay dates.
The kit is retired.
Past buyers can still recover the download and read the terms below.
We no longer sell this kit. No payment can be taken. If you bought it, use the recovery link below.
Sold by BeLikeNative through StateWage. Full-refund requests are accepted within 30 days. A kit purchase delivers this ZIP; it doesn't create a zovo.one membership.
A free calculator may be enough.
If you only need a quick take-home estimate, use StateWage's free pay-raise calculator or net-to-gross tool. The kit is for keeping the comparison and transition plan together.
Other free options include CFPB cash-flow worksheets and Vertex42's weekly budget spreadsheet.